Sound knowledge
Paul McAdam
They’re streets ahead of any of the other financial advisers I’ve worked with in the past. What reassures me about them most is their knowledge.
Call us on 01792 477763
Clear Financial Advice
Make better-informed financial decisions that are right for you.
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Independent Financial Advice you can trust.
Our purpose is to help you achieve your lifestyle and financial objectives. Working together, we’ll develop a long-term financial plan that is right for you – giving you financial independence and the reassurance of financial security.
Understanding you
Before making recommendations we take the time to fully understand you, you’re current financial position, your objectives, expectations and responsibilities. We explain why our financial advice is relevant for you personally. Our initial meeting is offered without cost or obligation as we are yet to know how we can help.
Implementing a plan
All of our recommendations are tailored to you and fully explained within the details of your plan. We cover the selected investment strategy, the expected range of returns, future values and any taxation implications. We provide suitability of advice reports, policy features, investment fact sheets, cash flow and retirement forecasts and illustrations of expected benefits including costs.
On-going reviews
Recognising that life evolves and circumstances change, we’ll review and update your financial plan on an ongoing basis to ensure your financial plan continues to align your current circumstances with your long-term objectives.
Sound knowledge
Specialist support
Anthony Rotondo
If I’ve got a problem with my heating I get a plumber in – it’s the same with financial advice; you need a specialist who can look after it for you.
Our initial client meetings are offered without cost or obligation. We will meet these costs as we are yet agree how best we can work together.
We think it is important to offer clients simple, fair and transparent fees. We aim to ensure value from a well-resourced advice service that aligns our mutual interests. Our charges are benchmarked against national averages every year to ensure that we are always competitive.
Our advice and establishment fee is an initial one off fee based upon the capital sum invested or the monthly contribution made into an investment or pension plan we have researched and recommended. This fee starts at 2% but reduces to 0.5% dependent upon the size of the investment.
New clients are most often introduced to us through a very satisfied existing client that they know. What we do for one, may not suit another, so we need to understand you.
We want to understand your ambitions, your hopes, dreams and fears. Money may be the means but not the objective. We need to understand the future you desire, your values and principles so your financial plan works for you.
We review and analyse existing investments to ensure all holdings are appropriate and market leading. A full review in itself often creates better understanding and confidence. Before making any recommendation we will fully explain why our financial solution is relevant to you. We always consider the tax implications of our advice and ensure that your finances are handled in the most tax efficient way possible.
All of our recommendations are fully explained in a comprehensive Suitability of Advice letter. This letter covers the reason and relevance of our recommendations. The details of the plan, the selected investment, your capacity for loss, attitude to risk and taxation implications will all be covered. We also provide policy key features, investment fact sheets, specific reports and illustrations of benefits.
If you are happy with our recommendations we will implement them on your behalf with the chosen financial institution along with any trust documents that may be relevant.
Financial advice is not just for today but potentially for the rest of your life. We want clients able to make well informed financial decisions that are right for you now and for the future.
For your planning to remain relevant and your investment choices reviewed we will offer a contract of ongoing service. We will discuss which level of our four service levels is appropriate for you.
Ask us a question
Our financial advisers have a wealth of experience helping clients with their financial planning. We can help you build and benefit from financial security. We believe it’s important that you to have confidence in your financial arrangements and the peace-of-mind to enjoy life to the full.
Chris Davies
Chartered Financial Adviser View ProfileChris Davies
Chartered Financial Adviser
Phil Johnson
Independent Financial Adviser View ProfilePhil Johnson
Independent Financial Adviser
Kevin Jones
Independent Financial Adviser View ProfileKevin Jones
Independent Financial Adviser
Robin Burden
Chartered Financial Planner View ProfileRobin Burden
Chartered Financial PlannerCall 01792 477763 today or contact us and we'll arrange an initial meeting at no cost, to discuss your circumstances and explain how we can help you.
Please read the many testimonial endorsements our clients have provided on this website to see what they say about our advice and on-going service.
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Our Contacts
7 Uplands Crescent,
Swansea, South Wales,
SA2 0PA.
Tel: 01792 477763